We buy journey claim insurance for all our members
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“What, me worry? depa's got me covered”
We buy journey claim insurance for all our membersYou lost workers compensation for journey claims when the NSW Government this year decided to remove it. It was never a fair target for cost-cutting because if you have an accident on a journey to or from work, which only occurs because you were going to or from work, and it’s appropriate that it be covered. We identified this as the major loss in the slashing and cutting that went on and have done something about it. We have insured you for injuries, death and other considerations arising from accidents that happen on your way to or from work as you would have previously been covered by workers compensation. This protection began yesterday - on Tuesday 13 November. UnionsNSW has facilitated an arrangement for unions to take out journey claim insurance. Standard insurance cover will be picked up by most unions and will provide things like maximum compensation of $1500 a week, reduced entitlements when you hit 65 and a 14 day period before the compensation operates after the any accident. But we want to do better than that. If you are a financial member of ours there will only be a seven day period before compensation operates and our policy will provide you with 85% of your weekly income regardless of how high your income is. And until you are 70 years old. Everyone is automatically covered for $2000 a week (which equates to a weekly wage of $2350 or a salary of $122,352.94, because the compensation is 85% of your actual rate) but if you are on a higher rate of pay than $2350, our policy will cover you and there will be no maximum limit. All we need from members with an income each week of over $2350, is advice to the office of their name and the rate of pay and we provide that to the insurer. That’s right, all you have to do is let us know and you are covered. For free. No one will offer you an arrangement like that and we provide at no charge - all you need is to be a financial member. There is no artificial income limit, no standard 14 days, no additional costs, no tricks, just another benefit of being a depa member. Here’s a summary: · 85% of your normal weekly rate up to a maximum of $2000 per week · Cover for members with pay higher than $2350 if you email us your name and weekly rate · Maximum benefit of two years · Excess period of seven days · Accidental death/disability cover of $100,000 What if I want more details?
Ring the office and we will send you a copy of the policy.
Regards and drive safely.
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Ian Robertson |
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www.depa.net.au
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